Category Archives: Appalachian Underwriters

Appalachian Underwriters Employees Set to Participate in Habitat for Humanity Blitz Build

By | Appalachian Underwriters, Bill Arowood | No Comments

About 20 Appalachian Underwriters Inc., employees will join a Habitat for Humanity blitz build in Knoxville on Saturday, April 11. The blitz build, where volunteers stand exterior walls, build interior walls, and set the roof trusses, decking and felt, will take place at 300 Beaman Street in Knoxville. AUI employees will be among the more than 500 volunteers working on the build.

“We share in Habitat for Humanity’s belief that every person should have a decent, safe and affordable place to live,” said Bill Arowood, president of Appalachian Underwriters, Inc. “I’m proud of our employees for giving of themselves and putting a little sweat equity into ensuring someone has a nice home.”

Federal Flood Insurance Sees Rate Increase

By | Appalachian Underwriters, Bill Arowood | No Comments

As of April 1, 2015, new rates went into effect under the National Flood Insurance Program. This increase mainly impacts those in high-risk areas with rates up as much as 25%. All insured will see new surcharges of $25 for primary homes and $250 for second homes.

“It’s important to note that your standard homeowners policy does not cover flood damage,” said Bill Arowood, president of Oak Ridge-based Appalachian Underwrtiers Inc. “You must obtain additional coverage for these types of losses.”

According to the federal flood insurance program, the average premium is $650 a year. For most of the low-risk areas of East Tennessee, this premium is significantly lower.

This increase in rates to the federal program is in response to several major disasters in the past decade. Congress passed two acts in the past couple of years to make adjustments to this program. The first initiated the rate increases. The second eased the burden of the increase on low- to middle-income families.

If you are unsure of your flood insurance coverage, it is always a good idea to review your homeowners policy each year at renewal to make necessary adjustments.

To learn more about Appalachian Underwriters Inc., visit

Appalachian Underwriters Hosts Successful Animal Adoption Event

By | Appalachian Underwriters, Bill Arowood | No Comments

Staff at the City of Oak Ridge Animal Shelter say the corporate adoption event held at Appalachian Underwriters on Tuesday, March 31, was their most successful ever.

“The animals were adopted so quickly shelter staff had to make a run to get more and then shut down early,” said Bill Arowood, president of Appalachian Underwriters. Four animals — three cats and a dog — now have forever homes thanks to the generous and caring hearts of our team members.”

Shelter staff brought animals in need of adoption to the Appalachian Underwriters courtyard picnic area for two hours on Monday. Employees had the opportunity to adopt a pet for a reduced fee of $55 (regular $110), which includes spay/neuter, microchip, booster vaccines, rabies vaccine, a dose of Frontline flea and tick repellant, a dose of dewormer and a nail trim.

In addition to the adoptions, five other animals at the shelter were sponsored for others to adopt. Food, litter and other items needed by the shelter were donated as well.

Protect Your Home and Business From the Aftermath of Winter Storm Octavia

By | Appalachian Underwriters, Bill Arowood | No Comments

The Appalachian region is bracing for winter storm Octavia, which is bringing with it a wintry mix of freezing rain, sleet and snow. Many homeowners may feel powerless against the wrath of Mother Nature, but Bill Arowood, president of Appalachian Underwriters, Inc., says there are things homeowners can do after the storm passes to protect their homes from damage.

“First, everyone needs to know that standard homeowners or business insurance policies cover a wide range of winter-related disasters such as burst pipes, ice dams, wind damage, leaky roofs, and building collapse caused by the weight of ice or snow,” Arowood said. He adds that coverage for backup of sewers and drains also is available. Flood damage is excluded from most standard policies.

Arowood recommends homeowners do the following to prevent damage from the melting snow and from future storms:

  • Keep your home warm. The temperature in the home should be at least 65 degrees to prevent pipes from freezing.
  • Watch for snow accumulation on the leeward (downwind) side of a higher-level roof, where blowing snow will collect. For safe removal that won’t damage your roof, consult a roofing contractor for a referral.
  • Snow or rain that freezes in gutters can cause an “ice dam,” damaging ceilings as melting ice spreads under roof shingles. Keep gutters clean of leaves and debris to prevent this condition.
  • Remove branches that become heavy with snow and icicles hanging from gutters and over walkways.
  • As snow melts, water can back-up sewers and drains resulting in flooding. Local government officials should be notified if street drains are clogged.
  • Stock up on fuel in case of a power outage, such as firewood or propane if you have a back up heat source.

For more information about Appalachian Underwriters, Inc., please visit

ETCH Donation Drive Already Successful

By | Appalachian Underwriters, Bill Arowood | No Comments

The team at Appalachian Underwriters, Inc. (AUI) is hard at work collecting items for East Tennessee Children’s Hospital this month. AUI chose the hospital as their Valentine and is holding donation drive through Friday, February 27.

“The generosity of these employees is amazing and humbling,” said Bill Arowood, president of AUI. “It’s obvious to me that this donation drive has touched our hearts.”

Items being collected include: Short- and long-sleeved onesies for ages 0-3 months and 3-6 months; new or used clean clothing from birth to 3T, especially sweatpants, shorts and T-shirts; coloring books and crayons; and DVDs rates PG or PG-13 for teens and older children.

To learn more about Appalachian Underwriters, Inc., visit

AUI Chooses Children’s Hospital to Be Their Valentine

By | Appalachian Underwriters, Bill Arowood | No Comments

For the month of February, Appalachian Underwriters, Inc. (AUI) has chosen East Tennessee Children’s Hospital as their Valentine.

All month long, AUI will hold a donation drive for the hospital through Friday, February 27, and collection bins will be located in Building A on all floors.

“All of us who have children in our lives have been touched by the incredible work of East Tennessee Children’s Hospital,” said Bill Arowood, president of AUI. “Our donation drive is a small way we can help meet the needs of the children served by the hospital.

Items being collected include: Short- and long-sleeved onesies for ages 0-3 months and 3-6 months; new or used clean clothing from birth to 3T, especially sweatpants, shorts and T-shirts; coloring books and crayons; and DVDs rates PG or PG-13 for teens and older children.

To learn more about Appalachian Underwriters, Inc., visit

Bill Arowood: Appalachian Underwriters, Inc. Announces New Hires for January 2015

By | Appalachian Underwriters, INVO PEO | No Comments

Appalachian Underwriters, Inc., (AUI) the fifth largest Managing General Agent in the nation with premiums in excess of $500 million, welcomed five new employees to the company during the month of January.

“We are pleased to have these employees join the various organizations of our enterprise,” said Bill Arowood, president of AUI. “Our successes are built around the quality employees throughout our organization who are collectively committed to excellence in customer service.”

The new employees are:

Shannon Bryant is the new accounts receivable analyst and comes to AUI with eight years of experience in collections. She worked at GMAC for three and a half years collecting car payments. She then worked at Frost-Arnett for four years, becoming the assistant manager. Shannon is married and has three children named Braydon, Ashley and Bentley.

Jason Herrman is an operations analyst for INVO PEO. He worked for Brinks Armored Car for 18 years, starting in 1996 as a supervisor for the production facility. In 2000 he became a route coordinator and in 2006 was promoted to Cash Logistics Manager. During this time he was responsible for the inventories and commercial deposits for 50 banks and the supervision of 100 employees. Jason has been enrolled part-time, online, at Fort Hays State in Fort Hays, Kansas for the last few years and hopes to graduate this summer with his associates in Business Management.

Christina Miller is a new payroll processor for INVO PEO. She has over seven years of payroll experience, more than half of that being spent at a PEO in Florida. Christina has been a stay at home mom for the past 10 years but has continued to involve herself in the payroll world through various work from home jobs. Christina and her family moved to Tennessee from Florida in September. She is looking forward to putting down roots in Tennessee, as well as INVO PEO.

Timothy Parker is the new Director of Data Services for Information Technology Partners in Columbia, South Carolina. Tim has been in management and technical leadership positions within the property and casualty insurance industry for the past eight years. He has served as the manager of the Data Warehouse Team and Data Architect at Seibels Insurance Technology and Services, Analytics Technical Consultant for Innovation Group, and Data Architect at EagleEye Analytics. Tim received his Bachelor of Science degree in Management Information Systems for Liberty University, and a Project Management Professional certification from the Project Management Institute. Timothy also enjoys performing the guitar with the 246th Army Band in the South Carolina Army National Guard and at local churches and community events around Columbia.

Jennifer Weathers is the new collections specialist at AUI. She has worked in collections for nine years, six-and-a-half years of that being with Revenue Recovery Corp. She continued working in collections after leaving Revenue Recovery Corp, focusing mainly in medial bill collections. Jennifer was raised in Union County and continues to live there with her 7-year-old son and 5-year-old daughter.

For more information about Appalachian Underwriters, Inc., visit

Insurance Guidelines for Car Sharing Proposed

By | Appalachian Underwriters | No Comments

Car sharing associations continue to be a growing trend and the practice creates challenges for the insurance industry. One organization in San Francisco is proposing a liability insurance guideline for car sharing.

CarSharing Association release this draft this month which urges the car sharing organizations to provide liability insurance with a minimum of $300,000 per incident coverage per member. Additionally, the draft recommends that members should be given the option of purchasing liability insurance beyond the minimum.

The draft guideline is open for public comment at until December 31 and a final version will be issued before the end of January 2014.


Car Sharing

Join us in Florida for the next Lunch & Learn Workshop

By | Appalachian Underwriters | No Comments

Appalachian Underwriters, Inc. will be holding Lunch & Learn Workshops in Orlando, Tampa, and Jacksonville, FL during the month of November. We would love to see you there. Our scheduled dates are as follows:

Tampa, FL – Tuesday, Nov. 5th (9:30am – Noon)

Jacksonville, FL – Wednesday, Nov. 6th (9:30am – Noon)

Orlando, FL – Thursday, Nov. 7th (9:30am – Noon)

Learn about new markets and programs to help grow your business. Our marketing team will be presenting both Commercial and Personal Lines. If you would like to register for any of the above dates, visit and register today.


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