Monthly Archives: April 2015

Appalachian Underwriters Employees Set to Participate in Habitat for Humanity Blitz Build

By | Appalachian Underwriters, Bill Arowood | No Comments

About 20 Appalachian Underwriters Inc., employees will join a Habitat for Humanity blitz build in Knoxville on Saturday, April 11. The blitz build, where volunteers stand exterior walls, build interior walls, and set the roof trusses, decking and felt, will take place at 300 Beaman Street in Knoxville. AUI employees will be among the more than 500 volunteers working on the build.

“We share in Habitat for Humanity’s belief that every person should have a decent, safe and affordable place to live,” said Bill Arowood, president of Appalachian Underwriters, Inc. “I’m proud of our employees for giving of themselves and putting a little sweat equity into ensuring someone has a nice home.”

Federal Flood Insurance Sees Rate Increase

By | Appalachian Underwriters, Bill Arowood | No Comments

As of April 1, 2015, new rates went into effect under the National Flood Insurance Program. This increase mainly impacts those in high-risk areas with rates up as much as 25%. All insured will see new surcharges of $25 for primary homes and $250 for second homes.

“It’s important to note that your standard homeowners policy does not cover flood damage,” said Bill Arowood, president of Oak Ridge-based Appalachian Underwrtiers Inc. “You must obtain additional coverage for these types of losses.”

According to the federal flood insurance program, the average premium is $650 a year. For most of the low-risk areas of East Tennessee, this premium is significantly lower.

This increase in rates to the federal program is in response to several major disasters in the past decade. Congress passed two acts in the past couple of years to make adjustments to this program. The first initiated the rate increases. The second eased the burden of the increase on low- to middle-income families.

If you are unsure of your flood insurance coverage, it is always a good idea to review your homeowners policy each year at renewal to make necessary adjustments.

To learn more about Appalachian Underwriters Inc., visit

Appalachian Underwriters Hosts Successful Animal Adoption Event

By | Appalachian Underwriters, Bill Arowood | No Comments

Staff at the City of Oak Ridge Animal Shelter say the corporate adoption event held at Appalachian Underwriters on Tuesday, March 31, was their most successful ever.

“The animals were adopted so quickly shelter staff had to make a run to get more and then shut down early,” said Bill Arowood, president of Appalachian Underwriters. Four animals — three cats and a dog — now have forever homes thanks to the generous and caring hearts of our team members.”

Shelter staff brought animals in need of adoption to the Appalachian Underwriters courtyard picnic area for two hours on Monday. Employees had the opportunity to adopt a pet for a reduced fee of $55 (regular $110), which includes spay/neuter, microchip, booster vaccines, rabies vaccine, a dose of Frontline flea and tick repellant, a dose of dewormer and a nail trim.

In addition to the adoptions, five other animals at the shelter were sponsored for others to adopt. Food, litter and other items needed by the shelter were donated as well.

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