All posts by Bill Arowood

Apr 09
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Appalachian Underwriters Employees Set to Participate in Habitat for Humanity Blitz Build

By | Appalachian Underwriters, Bill Arowood | No Comments

About 20 Appalachian Underwriters Inc., employees will join a Habitat for Humanity blitz build in Knoxville on Saturday, April 11. The blitz build, where volunteers stand exterior walls, build interior walls, and set the roof trusses, decking and felt, will take place at 300 Beaman Street in Knoxville. AUI employees will be among the more than 500 volunteers working on the build.

“We share in Habitat for Humanity’s belief that every person should have a decent, safe and affordable place to live,” said Bill Arowood, president of Appalachian Underwriters, Inc. “I’m proud of our employees for giving of themselves and putting a little sweat equity into ensuring someone has a nice home.”

Apr 04
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Federal Flood Insurance Sees Rate Increase

By | Appalachian Underwriters, Bill Arowood | No Comments

As of April 1, 2015, new rates went into effect under the National Flood Insurance Program. This increase mainly impacts those in high-risk areas with rates up as much as 25%. All insured will see new surcharges of $25 for primary homes and $250 for second homes.

“It’s important to note that your standard homeowners policy does not cover flood damage,” said Bill Arowood, president of Oak Ridge-based Appalachian Underwrtiers Inc. “You must obtain additional coverage for these types of losses.”

According to the federal flood insurance program, the average premium is $650 a year. For most of the low-risk areas of East Tennessee, this premium is significantly lower.

This increase in rates to the federal program is in response to several major disasters in the past decade. Congress passed two acts in the past couple of years to make adjustments to this program. The first initiated the rate increases. The second eased the burden of the increase on low- to middle-income families.

If you are unsure of your flood insurance coverage, it is always a good idea to review your homeowners policy each year at renewal to make necessary adjustments.

To learn more about Appalachian Underwriters Inc., visit www.appund.com.

Apr 02
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Appalachian Underwriters Hosts Successful Animal Adoption Event

By | Appalachian Underwriters, Bill Arowood | No Comments

Staff at the City of Oak Ridge Animal Shelter say the corporate adoption event held at Appalachian Underwriters on Tuesday, March 31, was their most successful ever.

“The animals were adopted so quickly shelter staff had to make a run to get more and then shut down early,” said Bill Arowood, president of Appalachian Underwriters. Four animals — three cats and a dog — now have forever homes thanks to the generous and caring hearts of our team members.”

Shelter staff brought animals in need of adoption to the Appalachian Underwriters courtyard picnic area for two hours on Monday. Employees had the opportunity to adopt a pet for a reduced fee of $55 (regular $110), which includes spay/neuter, microchip, booster vaccines, rabies vaccine, a dose of Frontline flea and tick repellant, a dose of dewormer and a nail trim.

In addition to the adoptions, five other animals at the shelter were sponsored for others to adopt. Food, litter and other items needed by the shelter were donated as well.

Mar 25
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Appalachian Underwriters Hosts Corporate Pet Adoption Event March 31

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Oak Ridge-based Appalachian Underwriters, Inc., 800 Oak Ridge Turnpike, will host an adoption event for the city’s animal shelter from 11:30 a.m. to 1:30 p.m. on Tuesday, March 31,

A team from the animal shelter will bring pets that need forever homes and set up in the Appalachian Underwriters courtyard picnic area. As long as the weather cooperates, both dogs and cats will be available for adoption.

Oak Ridge Animal Shelter is giving Appalachian Underwriters employees the opportunity to adopt a pet for a reduced fee of $55 (regular $110), which includes spay/neuter, microchip, booster vaccines, rabies vaccine, a dose of Frontline flea and tick repellant, a dose of dewormer and a nail trim. Employees who are unable to adopt but want to help an animal can sponsor one by paying part or all of their adoption fee to better their chances of finding a home.

“Adopting a pet benefits both the animal and its humans,” said Bill Arowood, president of Appalachian Underwriters. “The pet gets a forever home, of course, and those of us fortunate to have pets enjoy great health benefits, like lower blood pressure, less loneliness and depression, and so much more.”

The shelter will also accept donations of items to help the animals in the shelter. Needed items include: cat litter, puppy and kitten food, towels and washcloths, blue Dawn Liquid Soap, bleach and monetary donations for medical needs.

To learn more about Appalachian Underwriters, Inc., visit www.appund.com.

Mar 24
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Thanks for Supporting MEDIC Blood Drive at Appalachian Underwriters

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Appalachian Underwriters, 800 Oak Ridge Turnpike, held a MEDIC blood drive on Monday, March 23. MEDIC’s mobile unit was parked on the second level near the back of the building.

“Thanks to everyone who donated today,” said Bill Arowood, president of Appalachian Underwriters. “Did you know that MEDIC Regional Blood Center provides lifesaving blood products to 29 hospitals in 23 counties across East Tennessee and Southeast Kentucky? We were all part of lifesaving work today.”

To learn more about Appalachian Underwriters, visit www.appund.com.

Mar 19
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Appalachian Underwriters Hosts MEDIC Blood Drive March 23

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Appalachian Underwriters, 800 Oak Ridge Turnpike, will hold a blood drive for MEDIC on Monday, March 23. The MEDIC mobile will be parked on the second level near the back of the building.

“Our blood drive is a tremendous opportunity to help others in our community,” said Bill Arowood, president of Appalachian Underwriters. “Patients awaiting surgery in 27 hospitals around the region depend on MEDIC having an adequate inventory. Volunteers like us are critical to helping MEDIC meet this life-saving need.”

For more information about Appalachian Underwriters, visit www.appund.com.

Mar 04
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AUI Donation Delivered to East Tennessee Children’s Hospital

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Appalachian Underwriters, Inc. (AUI) employees have made a difference in the lives of our region’s children.

They collected onesies, clothing, coloring books and crayons, and DVDs for East Tennessee Children’s Hospital. Items were collected through the month of February and delivered to the hospital on Tuesday, March 3.

“I am grateful to everyone at AUI for their generosity,” said Bill Arowood, president of AUI, who was on hand to make the delivery. “These items may seem small, but they will make a big difference in the lives of the children who receive them.”

To learn more about Appalachian Underwriters, Inc., visit www.appund.com.

Feb 17
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Tips for Keeping your Home Warm, Protected in Subzero Temperatures

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Temperatures throughout the Tennessee Valley are expected to turn colder over the next few days, and overnight temperatures will dip below zero.

“Heating our homes and doing it safely will be extremely important over the next several days,” said Bill Arowood, president of Appalachian Underwriters, Inc. “There are a number of things we can all do to keep our homes warm and plan for safety at the same time.”

Arowood offers the following tips from the Federal Alliance for Safe Homes (FLASH) to keep your home and your family safe during an outage.

Family Safety

  • Include power outages in your family disaster plan, identifying alternate means of transportation and routes to home, school or work.
  • Keep extra cash on hand since an extended power outage may prevent you from withdrawing money from automatic teller machines or banks.
  • Keep your car fuel tank at least half-full, gas stations rely on electricity to power their pumps
  • During a power outage, resist the temptation to call 9-1-1 for information–that’s what your battery-powered radio is for.
  • Turn off all lights but one, to alert you when power resumes.
  • Check on elderly neighbors, friends or relatives who may need assistance if weather is severe during the outage.
  • Keep a supply of flashlights, batteries and a battery-powered radio on hand. Do not use candles as they pose a fire hazard.

Keeping Warm

  • Put on layers of warm clothing.
  • Never burn charcoal for heating or cooking indoors.
  • If you are using a gas heater or fireplace to stay warm, be sure the area is properly ventilated.
  • Go to a designated public shelter if your home loses power or heat during periods of extreme cold. Text SHELTER + your ZIP code to 43362 (4FEMA) to find the nearest shelter in your area (example: shelter 12345)

Food

  • Keep a supply of non-perishable foods, medicine, baby supplies, and pet food as appropriate on hand. Be sure to have at least one gallon of water per person per day on hand.
  • Avoid opening the fridge or freezer. Food should be safe as long as the outage lasts no more than four hours.
  • Have one or more coolers for cold food storage in case power outage is prolonged. Perishable foods should not be stored for more than two hours above 40 degrees Fahrenheit.
  • If you eat food that was refrigerated or frozen, check it carefully for signs of spoilage.

Generators

  • Do not run a generator inside a home or garage. Use gas-powered generators only in well-ventilated areas.
  • Connect only individual appliances to portable generators.
  • Don’t plug emergency generators into electric outlets or hook them directly to your home’s electrical system – as they can feed electricity back into the power lines, putting you and line workers in danger.

When Power Returns

  • When power comes back on, it may come back with momentary “surges” or “spikes” that can damage equipment such as computers and motors in appliances like the air conditioner, refrigerator, washer or furnace.
  • When power is restored, wait a few minutes before turning on major appliances to help eliminate further problems caused by a sharp increase in demand.

For more information on protecting your home from extreme cold conditions, visit www.flash.org. For more information about Appalachian Underwriters, Inc., visit www.appund.org.

Feb 16
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Protect Your Home and Business From the Aftermath of Winter Storm Octavia

By | Appalachian Underwriters, Bill Arowood | No Comments

The Appalachian region is bracing for winter storm Octavia, which is bringing with it a wintry mix of freezing rain, sleet and snow. Many homeowners may feel powerless against the wrath of Mother Nature, but Bill Arowood, president of Appalachian Underwriters, Inc., says there are things homeowners can do after the storm passes to protect their homes from damage.

“First, everyone needs to know that standard homeowners or business insurance policies cover a wide range of winter-related disasters such as burst pipes, ice dams, wind damage, leaky roofs, and building collapse caused by the weight of ice or snow,” Arowood said. He adds that coverage for backup of sewers and drains also is available. Flood damage is excluded from most standard policies.

Arowood recommends homeowners do the following to prevent damage from the melting snow and from future storms:

  • Keep your home warm. The temperature in the home should be at least 65 degrees to prevent pipes from freezing.
  • Watch for snow accumulation on the leeward (downwind) side of a higher-level roof, where blowing snow will collect. For safe removal that won’t damage your roof, consult a roofing contractor for a referral.
  • Snow or rain that freezes in gutters can cause an “ice dam,” damaging ceilings as melting ice spreads under roof shingles. Keep gutters clean of leaves and debris to prevent this condition.
  • Remove branches that become heavy with snow and icicles hanging from gutters and over walkways.
  • As snow melts, water can back-up sewers and drains resulting in flooding. Local government officials should be notified if street drains are clogged.
  • Stock up on fuel in case of a power outage, such as firewood or propane if you have a back up heat source.

For more information about Appalachian Underwriters, Inc., please visit www.appund.com.

Feb 15
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INVO PEO Helps Meet Business and Personal Insurance Needs

By | Bill Arowood, INVO PEO | No Comments

INVO PEO partners with a retail insurance agency, Madison Insurance Group (MIG), to provide our clients with all their business needs. MIG can also provide personal lines of insurance for the business owners and its employees.

“Under the umbrella of our INVO PEO flagship, MIG is our retail operation that offers policies ranging from Personal Auto to Professional Liability,” said Bill Arowood, president of INVO PEO.

MIG operates nationally, but acts locally by offering personalized services designed specifically for the individual client. Some of our industry specific programs offered through MIG include Staffing, Trucking, and General Contractors.

Commercial Lines
Professional Liability
Property
Business Owner’s Package
Commercial Auto
Commercial Umbrella
Inland Marine / Builder’s Risk
Liquor Liability
General Liability
Bonds

Personal Lines
Renter’s Insurance
Auto
Home
Life
Liability
Boat & RV
Umbrella

To learn more about INVO PEO, visit www.invopeo.com

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